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The American Express Singapore Airlines KrisFlyer Gold Credit Card

*Terms and Conditions apply. View Card Benefits Terms and Conditions.

First year fee waiver: The First Year Annual Fee Waiver will only apply to new American Express Card Members who do not have any other existing American Express Card Accounts with American Express International, Inc. If you are holding an existing American Express Card(s), then the prevailing fees for the product will apply.

View Card Member Agreement

Effective Interest Rates
If payment of the closing balance in your statement is not made in full, applicable interest rates will be levied on the outstanding amount:
i) At the prevailing effective interest rate of 23.99% p.a.1 subject to compounding; or
ii) 29.99% p.a.1 subject to compounding in the event that your account has three or more defaults2 and/or one default2 which remains unpaid for two or more consecutive months in the last 12 months.

1Please refer to Card Member Agreement for the basis of interest computation.
2You are in default if minimum payment is not received by us on the payment due date stated on your monthly statement.

Late Payment Fees
S$50 if the Minimum Payment specified in the Statement is not received by us by the Payment Date.

Minimum Monthly Repayment
The minimum payment amount due on a statement of account is 3% of the outstanding balance plus the total sum of any overdue minimum payment and late payment charges, and any amount exceeding your credit limit, or S$50. Whichever is greater.

^Information is correct at time of publication. Illustration is based on miles redeemed online at KrisFlyer terms and conditions apply.

Note: Information is correct as at date of publish and American Express reserves the right to change the benefits without notice. The provision of services, activities or benefits stated is the responsibility of the respective service establishment. American Express acts solely as a payment provider and is not responsible or liable in the event that such services, activities or benefits are not provided or fulfilled by the service establishment. Card Members acknowledge that any disputes in relation to the above are to be directed solely to the service establishment providing such services, activities or benefits. To enjoy the privileges or benefits, Card Members must present their American Express Singapore Airlines KrisFlyer Gold Credit Card and all charges must be made to the Credit Card. Participation of merchants is subject to change without prior notice to Card Member.